Why Renting Your ISP's Modem Is Costing You Speed and Money

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Why Renting Your ISP's Modem Is Costing You Speed and Money
🔬 Methodology: Direct comparison test of ISP-provided modem-router combo (Comcast XB7 gateway) vs owned modem (Motorola MB8600) paired with Asus RT-AX86U router, on the same 1 Gbps cable line at the same address.

The Monthly Tax You Are Paying for Inferior Hardware

At $14/month for a rental modem, you pay $168/year to use equipment that is typically 2–3 hardware generations behind what you can buy for $100–$150. By month 12, you have paid more in rental fees than a purchased modem costs — and will continue paying the rental fee forever.

What We Found in Testing

  • ISP Gateway (Comcast XB7) — Download: 786 Mbps average
  • Owned Modem + Asus Router — Download: 964 Mbps average
  • Difference: +22.6% faster with owned equipment on the same Gigabit plan.
  • ISP Gateway — Loaded Ping (Bufferbloat): Spiked to 210ms under load
  • Owned Modem + Asus Router (with SQM enabled): Stayed at 18ms under load
  • Difference: 11× better bufferbloat performance — transformative for gaming and calls.

Why ISP Gateways Underperform

  1. Outdated chipsets: ISPs deploy modem hardware in massive volumes and keep using the same models for 5–7 years. Your rented equipment may use a chipset designed in 2019.
  2. Disabled features: ISPs lock out advanced features (custom QoS, VPN server, traffic monitoring) from their firmware to prevent support calls. You cannot optimize a locked device.
  3. No SQM/QoS control: The ISP gateway's QoS cannot be tuned properly, leading to the severe bufferbloat we measured.

What to Buy to Replace It

For Comcast/Xfinity plans up to 1 Gbps: Motorola MB8600 or Arris SB8200 (~$100, DOCSIS 3.1). Pair with any quality WiFi 6 router. You save $168/year in rental fees, recoup hardware cost in 12 months, and get meaningfully better performance from day one.

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Frequently Asked Questions

How much does renting a modem from my ISP actually cost over a year?

At $14/month, a rental modem costs $168/year — by month 12 you've paid more than a purchased modem costs outright, and the rental fee continues indefinitely.

How much faster was the owned modem/router setup in this test?

The owned Motorola MB8600 + Asus RT-AX86U averaged 964 Mbps download versus 786 Mbps on the Comcast XB7 gateway — a 22.6% improvement on the same Gigabit plan.

What was the bufferbloat difference between the ISP gateway and the owned setup?

The ISP gateway's loaded ping spiked to 210ms under load, while the owned modem/router with SQM enabled stayed at just 18ms — roughly 11x better bufferbloat performance.

Sources & References

See our research methodology for how we combine our own testing with public data sources.

About the Author

Dalto Cardoso is the founder of DCSpeedTest, a digital nomad who has tested internet connections across multiple countries and runs his own VPS infrastructure for clients worldwide. He holds certifications from Google and Meta Blueprint.